Frequently Asked Questions – Retirement Calculator
How much corpus do I need for retirement in India?
A general thumb rule is to accumulate 25-30 times your annual expenses at retirement. For example, if your monthly expense at retirement is ₹1 lakh (₹12 lakh/year), you would need ₹3–3.6 crore as retirement corpus. Our calculator factors in inflation to give you an accurate number.
When should I start retirement planning?
The earlier, the better. Starting at age 25–30 gives you 30+ years of compounding. Even a small SIP of ₹5,000/month at 12% return for 30 years grows to over ₹1.75 crore. Delaying by even 5 years significantly reduces your corpus.
What is the best investment for retirement in India?
Equity Mutual Funds through SIP are one of the best retirement investment options for long-term goals. For lower risk, a mix of debt funds, PPF, and NPS is recommended. B-Wealth advisors can create a personalized retirement plan for you.